Subprime, May 13, 2019 — We’re nearly halfway through the second quarter, and experts are seeing varying trends about whether consumers are prepared to commit to buying a vehicle at your dealership and financing the purchase through your finance company.

While a pair of surveys that measure consumer confidence each month demonstrated some upbeat feelings, the team at Cox Automotive is taking a more cautious approach, especially after reviewing tax-refund information from the IRS.

First, let’s consider two measures of consumer confidence.

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