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3 min read
Loans in Accommodation Decrease, Delinquencies Increase in October
11/20/2020
We have observed auto loan credit loosening this fall, and access to all types of auto loans continued to improve in October. However, access remains tighter than year-ago and pre-pandemic availability levels. Credit access for used vehicles sold by independent dealers improved the most in October. On a year-over-year basis, all loan types are tighter, with certified pre-owned having tightened the most while independent used has…
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credit
consumer credit
consumer auto credit
Market Insights
Smoke on Cars
Economy & Trends
4 min read
Consumer Auto Credit Conditions Difficult and Will Get Worse for Subprime
10/15/2020
The automotive market has been incredibly resilient during this pandemic, but credit is likely to become more challenging in the months ahead, especially as Congress has failed to pass a much-needed additional stimulus package. The Coronavirus Aid, Relief, and Economic Security (CARES) Act pumped trillions of dollars into the economy and provided support for severely impacted businesses and workers. However, much of the CARES Act support…
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credit
consumer credit
consumer auto credit
Market Insights
Smoke on Cars
Economy & Trends