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4 min read
Auto Credit Availability Improved Again in August
09/11/2023
Access to auto credit improved again in August, according to the Dealertrack Credit Availability Index for all types of auto loans. Following tightening across all channels and all lender types in the spring, the summer has shown continuous improvement in credit access across most channels and all lender types, except new, which had a decrease. However, credit access remains tighter than a year ago and, for…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Improved Again in July
08/10/2023
Access to auto credit improved again in July, according to the Dealertrack Credit Availability Index for all types of auto loans. Following tightening across all channels and all lender types in the spring, July marked a second month of continuous improvement of credit access across all channels and lender types, except captives which had a slight decrease. However, credit access remains tighter than a year ago…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Improved in June
07/10/2023
Access to auto credit improved in June after hitting a two-year low in May, according to the Dealertrack Credit Availability Index for all types of auto loans. Following tightening that occurred this spring during the banking crisis, June marked an important turning point that saw credit access improve across all channels and all lender types. However, credit access remains tighter than a year ago and is…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Drops to Two-Year Low
06/09/2023
Access to auto credit tightened again in May, according to the Dealertrack Credit Availability Index for all types of auto loans. Following tightening across all channels and all lender types in April, credit availability declined again in May in most channels. The All-Loans Index fell 0.4% to 96.4 in May, the lowest reading since February 2021, and reflected that auto credit was harder to get in…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Tightened in April
05/10/2023
Access to auto credit tightened in April, according to the Dealertrack Credit Availability Index for all types of auto loans. Following varied moves in vehicle channels and by lender in March, credit access tightened across all channels and all lender types in April. The All-Loans Index declined 1.5% to 96.8 in April, the lowest reading since February 2021 and reflected that auto credit was harder to…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
5 min read
Auto Credit Availability Shifted in March, Impacted by Banking Crisis
04/10/2023
In March, which featured the failure of several banks, access to auto credit loosened slightly, according to the Dealertrack Credit Availability Index for all types of auto loans. However, the aggregate measure masked varied moves happening in vehicle channels and by lender. The All-Loans Index increased 0.2% to 98.2 in March, reflecting that auto credit was easier to get in the month compared to February. Even…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Loosened Modestly in February
03/10/2023
Access to auto credit loosened modestly in February, according to the Dealertrack Credit Availability Index for all types of auto loans. The All-Loans Index increased 0.9% to 98.1 in February, reflecting that auto credit was easier to get in the month compared to January. Even with the increase in February, access was tighter by 4.4% year over year, and compared to February 2020, access was tighter…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
4 min read
Auto Credit Availability Tightened Again in January
02/10/2023
Access to auto credit tightened again in January, according to the Dealertrack Credit Availability Index for all types of auto loans. The All-Loans Index declined 1% to 98.0 in January, reflecting that auto credit was harder to get in the month compared to December. The decline in access reflected conditions that were tightest since June 2021. With the decline in January, access was tighter by 3.9%…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
3 min read
Auto Credit Availability Tightened Again in December
01/10/2023
Access to auto credit tightened again in December, according to the Dealertrack Credit Availability Index for all types of auto loans. The All-Loans Index declined 2.1% to 99.1 in December, reflecting that auto credit was harder to get in the month compared to November. The decline in access reflected conditions that were tightest since September 2021. With the decline in December, access was tighter by 2.5%…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
3 min read
Auto Credit Availability Tightened Sharply in November
12/09/2022
Access to auto credit tightened sharply in November, according to the Dealertrack Credit Availability Index for all types of auto loans. The All-Loans Index declined 2.6% to 101.2 in November, reflecting that auto credit was harder to get in the month compared to October. The decline in access reflected conditions that were tightest since October 2021. With the decrease in November, access was tighter by 0.2%…
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credit
consumer credit
Dealertrack Credit Availability Index
auto loans
Market Insights
Data Point
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