Market Insights – Cox Automotive Inc.

Auto Credit Access Hits Highest Level Since December 2022 04/10/2025 In March 2025, the Dealertrack Credit Availability Index revealed notable changes in auto credit access across various metrics. The All-Loans Index reached 96.4, up from February and a 3.1% rise year over year, marking the highest level of auto credit access since December 2022. Dealertrack Credit Availability Index Auto loan access was up in March and year over year All Auto Loans Index (Jan2019=100) Key Drivers… Read Article

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Access to Auto Credit Improves in February 03/10/2025 In February 2025, the Dealertrack Credit Availability Index revealed improvement in auto credit access across all channels, except new, and was mixed across lender types. The All-Loans Index reached 95.9, up from January and a 3.0% rise year over year. This is the highest level of auto credit access since December 2022. Dealertrack Credit Availability Index Auto loan access was up in February and year over… Read Article

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Access to Auto Credit Flat in January 02/10/2025 In January 2025, the Dealertrack Credit Availability Index reported an improvement in auto credit accessibility across all channels, with varying results among different types of lenders. The All-Loans Index reached 95.4, flat from December but a 2.9% rise year over year. This remains the highest level of auto credit access since March 2023, considering December’s slight downward revision. Dealertrack Credit Availability Index Auto loan access was… Read Article

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Access to Auto Credit Mixed in December 01/13/2025 In December 2024, the Dealertrack Credit Availability Index revealed a notable improvement in auto credit access across all channels and lender types. The All-Loans Index reached 95.5, marking a 0.2% increase from November and a 1.9% rise year over year. This is the highest level of auto credit access since March 2023. Dealertrack Credit Availability Index1 Auto loan access improved in December and was up year… Read Article

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Access to Auto Credit Improves in November 12/16/2024 In November 2024, the Dealertrack Credit Availability Index revealed a notable improvement in auto credit access across all channels and lender types. The All-Loans Index reached 95.4, marking a 1.0% increase from October and a 0.8% rise year over year. This is the highest level of auto credit access since October 2023. Dealertrack Credit Availability Index1 Auto loan access improved in November and was up year… Read Article

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Auto Credit Availability Increases Across the Board in October 11/11/2024 Access to auto credit increased in October as credit loosened across all channels and across all lender types, according to the Dealertrack Credit Availability Index. The All-Loans Index was 94.5 in October, up 2.2% from the September reading but down 2.1% year over year. This marks the largest month-over-month increase in auto credit access since March 2022. Dealertrack Credit Availability Index1 Auto loan access improved in… Read Article

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Auto Credit Availability Increased in September 10/14/2024 Access to auto credit increased in September as credit loosened across most channels and all lender types, marking the end of a five-month decline, according to the Dealertrack Credit Availability Index. The All-Loans Index was 92.8 in September, up 0.4% from the August reading but down 2.1% year over year. Dealertrack Credit Availability Index1 Auto loan access improved in September but remained down year over year… Read Article

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Auto Credit Availability Declines for August 09/10/2024 Access to auto credit declined again in August as credit tightened across all channels and most lender types, according to the Dealertrack Credit Availability Index. The All-Loans Index was 92.5 in August, down 0.5% from the July reading and down 1.7% year over year. Dealertrack Credit Availability Index1 Auto loan access worsened slightly in August and was down year over year All Auto Loans Index (Jan2019=100)… Read Article

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Auto Credit Availability Declines for Fourth Consecutive Month in July 08/12/2024 July 2024 marked the fourth consecutive month of auto credit availability decline, with all lender types and channels tightening credit access, according to the Dealertrack Credit Availability Index. The All-Loans Index was 92.9 in July, down 1.0% from a downwardly revised June reading and down 1.5% year over year. Dealertrack Credit Availability Index1 Auto loan access worsened slightly in July and was down year over year… Read Article

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Auto Credit Availability Declined in June 07/10/2024 Access to auto credit declined again in June as credit tightened across all channels and all lender types, according to the Dealertrack Credit Availability Index. The All-Loans Index was 93.9 in June, down 0.8 from a downwardly revised May reading and down 0.5% year over year. Dealertrack Credit Availability Index1 Auto loan access worsened slightly in June and was down year over year All Auto Loans… Read Article

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